Privacy Policy
100% Client-Side Processing: UPI Shield operates entirely inside your local mobile browser or PWA instance.
Zero Data Collection: We do not operate databases or backend servers. Your subscription names, renewal dates, payment UTR numbers, and app preferences never leave your device.
Local Storage: Premium status flags and pre-debit configuration settings are stored locally on your device via standard browser LocalStorage.
Terms of Service
Utility Service: UPI Shield provides deep-link routing shortcuts to aid users in navigating to NPCI-mandated autopay settings within third-party apps.
Independent Application: UPI Shield is an independent utility tool and is not affiliated, endorsed, or partnered with Google Pay, PhonePe, Paytm, or NPCI.
User Responsibility: Users retain sole responsibility for executing mandate cancellations inside their respective payment applications.
Refund Policy
Digital Utility License: The ₹10 unlock fee provides perpetual access to the local Calendar Guard generator on your current browser instance.
Direct Peer Micro-Payment: Due to zero gateway overhead and direct peer payment verification, micro-transactions (₹10) are final once unlocked.
Support: If you experience issues activating your key, keep your 12-digit UPI UTR reference number for immediate manual verification support.